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Is it the Right Time to Re-Mortgage?

Is it time that you looked at re-mortgaging as a contractor?
With the Bank of England again keeping the base rate at 0.5% this lunchtime, many contractors whose mortgage is on a lenders Standard Variable Rate (SVR) could find themselves in a position where switching to a fixed rate would be a better option than staying [...]

Self Certified Mortgages a no no For Contractors

This lunchtime The Bank of England once again held the base rate at 0.50%. This was widely expected by analysts as the Bank, The Treasury and the Financial Services Authority (FSA) try to speed up the economic recovery.
Back in October last year the FSA announced plans to ban self-certification mortgages in an attempt to ensure [...]

Where Does the Death of Self-Cert Leave Contractors?

The Bank of England have again held the base rate at 0.50%, as they strive to steer the UK economy out of recession with the help of the Treasury and the Financial Services Authority (FSA).
Last month the FSA took an initial step towards this by announcing new proposals that included a ban on Self-Cert Mortgages.
Self-certification [...]

Disadvantages to Working With Freelancers

Is it really advantageous for you to attempt to achieve the four hour work week by paying others to do some of your tasks or is it smarter to keep a tight reign on your online business? The answer will depend on a lot of factors but it’s a subject work considering, especially if you’re [...]