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How Are Life Insurance Agents Paid?

After going through the questions and answers surrounding which life insurance plan to quote and purchase, many clients inevitably get to the question, “And how are you paid”. It’s sometimes delivered sheepishly or with a hint of suspicion but we feel it’s important to give you the full detail. We really do want this to [...]

Term Insurance Quotes – Prepare Before You Get Quotes

Are you looking for quality term insurance quotes? Have you determined how much you need? Do you know what type of term insurance is best for you? Getting suitable term insurance quotes and buying the right life insurance policy is a simple process. If you pay attention to the following guidelines when you decide to [...]

Consumer Protection For Life Insurance

Like any industry, there’s always some bad apples but life insurance is a heavily regulated industry with a great deal of consumer protection at the State and Federal level. This is important since the decision you’re making might have ramifications decades from now when the life insurance benefit is needed (hopefully not). Let’s look [...]

Review Life Insurance Needs – Keep Insurance Portfolio Up to Date

It is just simple common sense to review life insurance needs each year. The amount of coverage you now own may be too little or, in some rare cases, too much. Life insurance is intended to protect the income of the breadwinner. It is designed to replace this income in the event of the premature [...]

Understanding Life Insurance Modal Factors

If you look through a term life brochure, you’re likely to see the term modal factor. It’s one of those life insurance terms that is perplexing and sounds like it comes from a science fiction movie. It’s important to understand the term however since it can affect how much you pay for life insurance. Let’s [...]

Could Long Term Care Insurance Leads Produce Results For Your Business?

Have you taken advantage of Long Term Care or LTC insurance leads? Long term health care insurance provides ample opportunities for insurance agents to earn a great income. If you aren’t familiar with this type of insurance, then do a little research on it. Then you can begin using long term care insurance leads to [...]

Generate Cash! All You Need to Know About Money Markets

Money markets are defined as organized exchanges of funds. This allows participants to lend and borrow money for a maximum of a year. Money markets were popularized on two fronts. The first is the individual investor who wants to be able to invest a smaller amount of money while being able to take advantage of [...]